You must not wait to find out how it happened if you notice an unauthorized transaction in your bank account. You should contact your bank and the cyber crime reporting center immediately.

1930 Cyber Crime Helpline:

Victims who lose money to online financial fraud in India can immediately contact the national cyber crime helpline number 1930.

Official Website:

You can file a complaint on the cybercrime.gov.in website. You should keep evidence like transaction details, bank name, transaction number, suspicious phone number, and message screenshots ready when filing the complaint.

Inform the bank immediately:

You must contact the bank's official customer service and report the unauthorized transaction. You should ask them to secure the account and investigate the fraudulent transactions.

You must secure your bank details using another safe device and get technical help if you downloaded a suspicious file, installed an unknown app, or gave remote control access to your phone.

Filing a complaint without delay can help track and stop the stolen money. However, there is no guarantee that you will get the money back.

Remember: You should not believe every WhatsApp message claiming your bank account is debited. You should also not accept the claim that replying 'NO' will empty your account as a verified fact. You stay safe when you check your bank account through official channels and avoid interacting with suspicious messages.